Thawj lub tsheb hauv 2022

Lub xeev txoj haujlwm "Thawj Tsheb" hauv 2022 tseem ua haujlwm.

Nws tau pom nws tus kheej zoo nyob rau xyoo tas los no: cov peev nyiaj tau muab rau nws sai sai tau tawg mus rau hauv cov nyiaj pab thiab tsoomfwv tseem raug yuam kom ntxiv cov nyiaj. Tus nqi ntawm cov luv nqi rau cov neeg tau txais cov nyiaj qiv tsheb tshwj xeeb hauv xyoo 2022 tau hloov pauv: 20% ntawm tus nqi ntawm lub tsheb (25% rau cov neeg nyob hauv Far East), tsis yog 10% ua ntej.

According to the latest data from Avtostat, there are already 45,5 million cars on roads. In addition, the number of people who want to get behind the wheel is growing rapidly every year. Buying a car is not cheap, and some newcomers have to put aside a dream for several years or take it out on a car loan.

Tab sis tsis txhob xav tsis thoob yog tias xyoo 2022 koj taug kev mus rau hauv lub khw muag tsheb, mus cuag tus tub ceev xwm qiv nyiaj thiab hais kom lawv sau npe rau qhov kev zov me nyuam, thiab lawv rub lub xub pwg nyom. Cov nyiaj pab uas cov peev nyiaj faib rau cov nyiaj qiv tshwj xeeb ya mus ntawm xob laim ceev. Muaj ntau tus neeg xav yuav lub tsheb nyob rau hauv qhov First Car program. Cov xyoo dhau los tau qhia tias qhov kev txwv ntawm cov nyiaj tau los ntawm lub xeev rau kev txhawb nqa tawg paj thaum thawj lub hlis ntawm lub xyoo, qhov siab tshaj plaws ntawm thawj peb lub hlis twg.

Yog vim li cas qhov First Car program tsim?

In order to help new motorists purchase vehicles, the authorities created the First Car program. Although if you look for some law or regulation with that name, you will not find anything. For those who like to read the document in the original source, you can read Decree of the Government of the Federation of April 16, 2015 No. 364 – these are the full rules of the First Car program in Our Country.

A special system in the form of concessional lending was developed by the Ministry of Industry and Trade of the Federation. The essence of the program is that every driver who is ready to buy a car under the program receives a 20% discount on a car. But only if he takes it on credit.

Cov xwm txheej ntawm qhov kev pab cuam "Thawj lub tsheb"

Tsis yog txhua tus tuaj yeem koom nrog qhov kev zov me nyuam. Kev txij nkawm, hnub nyoog thiab qhov muaj lossis tsis muaj menyuam tsis raug suav nrog.

1. Qhov nyiaj qiv tsheb no tsuas yog nqa tau los ntawm cov neeg yuav tsheb thawj zaug hauv lawv lub neej. Nws hloov tawm hais tias lub tsheb yuav tsum tsis txhob tau sau npe nyob rau hauv lub npe ntawm lub borrower ua ntej.
2. Lub sijhawm qiv nyiaj siab tshaj plaws yog mus txog 7 xyoo. Txawm li cas los xij, feem ntau cov tsev txhab nyiaj tau txwv rau 36 lub hlis. Ntawd yog, koj yuav tsum them lub tsheb rau peb xyoos. Yog li ntawd, koj yuav tsum xam koj lub peev xwm nyiaj txiag, vim tias lub sij hawm qiv nyiaj luv dua, qhov nyiaj them txhua hli ntau dua.
3. Lub tsheb yuav tsum yog nyob hauv tsev lossis sib sau ua ke hauv Peb Lub Tebchaws.
4. Qhov loj ntawm lub tshuab yuav tsum tsis pub ntau tshaj 3,5 tons.
5. Tus nqi yuav tsum tsis pub tshaj 2 rubles.
6. Lub tsheb yuav tsum tsis txhob siv. Xyoo tso tawm - 2021 lossis 2022.
7. Koj tsis tau nkag mus rau hauv thiab tsis npaj nkag mus rau lwm daim ntawv cog lus qiv nyiaj rau kev yuav tsheb hauv 2022.

Hnub

Qhov kev pab cuam no tau pib ua haujlwm hauv 2017. Tom qab ntawd cov peev nyiaj uas tau muab tso rau nws qhov kev siv tau tag lawm hauv ob mus rau peb lub hlis txij li lub sijhawm pib. Qhov tseeb, tsis muaj dab tsi hloov txij thaum ntawd los - cov nyiaj pab tau tawg sai heev txhua xyoo.

Txij lub Peb Hlis 1, 2019, txoj haujlwm tseemfwv hauv lub xeev tau txuas ntxiv rau ob xyoos ntxiv - 2019 thiab 2020. Thiab tom qab ntawd nws tau paub tias nws yuav siv tau txog xyoo 2023.

Daim ntawv teev cov qauv

Raws li tau hais los saum no, lub tsheb tsuas tuaj yeem yuav khoom tau raws li qhov xav tau. Koj tuaj yeem tau txais luv nqi tsuas yog ntawm lub tsheb tshiab, tsheb siv tsis koom nrog qhov kev pab cuam.

Txhawm rau kom yooj yim xaiv lub tsheb, cov npe ntawm cov tsheb tau sau meej meej hauv txoj cai:

• Lada Niva;
• GAZelle "Kev Lag Luam", Tom ntej, "Sobol";
• Lada 4х4 (Legend), Zoo, Largus, XRay, Vesta;
• UAZ "Pickup", "Profi", "Patriot", "Hunter" (qauv 3303, 3741, 3909, 3962, 2206 thiab lawv cov kev hloov kho;
• hluav taws xob tsheb ntawm Evolute hom, tsim nyob rau hauv Motorinvest cog hauv Lipetsk. Nrog rau kev txo nqi ntawm 35% (tab sis tsis ntau tshaj 925 txhiab rubles).

Previously, under this program, it was possible to buy a number of foreign cars that were assembled at factories. In 2022, they are no longer included in the program.

Thov nco ntsoov, txij li txoj cai lij choj tau txwv rau tus nqi ntawm ib lub tsheb ntawm 2 lab rubles, tsis yog txhua qhov kev teeb tsa los ntawm cov npe saum toj no poob rau hauv kev qiv nyiaj tshwj xeeb.

Hauv cheeb tsam twg qhov kev txhawb nqa siv tau?

Raws li txoj cai, nws ua haujlwm hauv txhua cheeb tsam. Tab sis qhov tsis zoo ntawm qhov kev txiav txim yog tias cov tuam txhab nyiaj txiag uas koom nrog hauv qhov kev zov me nyuam tsis nyob txhua qhov chaw.

Cov neeg nyob hauv Moscow, St. Petersburg, Kazan, Nizhny Novgorod, Volgograd, Samara, Ufa, Chelyabinsk, Novosibirsk, Yekaterinburg thiab Rostov-on-Don tau twv yuav raug hu ua kom zoo dua qhov kev thov zoo. Ntawm qhov tod tes, peb xav kom koj xyuas nrog koj cov neeg muag khoom. Feem ntau lawv lawv tus kheej tham txog qhov kev pab cuam ntawm lawv lub vev xaib lossis muab cov ntaub ntawv hauv xov tooj.

Yuav tsum tau ntim cov ntaub ntawv

Cov tsev txhab nyiaj xav tau cov ntaub ntawv hauv qab no los ntawm cov neeg koom nrog:

• ib daim ntawv hla tebchaws thiab ua qauv qhia ntawm tus thawj thaum sau npe;
• ib daim qauv ntawm daim ntawv tsav tsheb thiab daim ntawv pov thawj thaum sau npe;
• daim ntawv thov kev koom tes hauv lub xeev cov kev pab cuam (nrhiav los ntawm lub txhab nyiaj);
• ib daim ntawv pov thawj los ntawm tub ceev xwm tsheb lees paub tias cov tsheb tsis tau sau npe yav dhau los nrog koj (qee lub tsev txhab nyiaj ua daim ntawv thov lawv tus kheej).

Tsis tas li ntawd, cov kev cai ntxiv ntawm cov tsev txhab nyiaj tuaj yeem tshwm sim (tsis tas li thiab tsis nyob hauv txhua qhov):

• qee yam kev tsav tsheb;
• daim ntawv pov thawj ntawm cov nyiaj tau los;
• kev tso cai los ntawm tus txij nkawm.

Lub tsev txhab nyiaj twg koom nrog qhov kev zov me nyuam?

The complete approved list is published on the website of the Ministry of Industry and Trade of the Federation.

• Bank Zenith;
• Bank "Saint Petersburg";
• SOYUZ Bank;
• Lub txhab nyiaj "Investment Capital";
• Lub txhab nyiaj PSA Nyiaj Txiag;
• FastBank;
• VTB 24;
• Gazprombank;
• Tsim Bureau "Verkhnevolzhsky";
• Credit Europe Bank;
• Metcombank;
• Raiffeisenbank;
• Rosbank;
• Nyiaj Txiag Nyiaj Txiag;
• Sberbank ntawm Peb Lub Tebchaws;
• Sviaz-Bank;
• Uralsib;
• Volkswagen Bank RUS;
• Energobank;
• UniCredit Bank.

Kauj ruam los ntawm kauj ruam qhia mus yuav ib lub tsheb

Ua ntej koj yuav tsum xyuas kom meej tias koj tuaj yeem koom nrog hauv qhov kev zov me nyuam, thiab tom qab ntawd mus rau cov txheej txheem sau npe.

Qhov no yuav tsum tau muaj:

1. Hu rau lub txhab nyiaj lossis lub khw muag tsheb thiab thov. Nco ntsoov tias kev thov los ntawm lub tuam txhab tsheb txuag lub sijhawm, txij li cov thawj coj xa cov ntawv thov mus rau ntau lub tsev txhab nyiaj ib zaug;
2. Qhia koj daim ntawv tsav tsheb thiab ib pob ntawm cov ntaub ntawv saum toj no. Tom qab ntawd daim ntawv pov thawj credit yuav raug ua;
3. Tos rau qhov kev txiav txim ntawm lub txhab nyiaj. Tus txheej txheem tshuaj xyuas daim ntawv thov yuav siv sij hawm 3-14 hnub. Qhov kev qiv nyiaj zoo tshaj txhais tau hais tias lub sijhawm nce ntxiv rau kev kawm daim ntawv thov, thiab lub txhab nyiaj tuaj yeem "xav" txog ib hlis.

Tom qab ntawd, cov neeg ua haujlwm muag khoom yuav tiv tauj koj. Tom qab kev pom zoo, koj yuav tsum tau tawm hauv daim ntawv lees paub tias koj yuav tsis qiv lwm lub tsheb rau ib xyoos.

Tom qab ntawd los ntawm txheej txheem sau npe. Tus qiv nyiaj yuav cia li hloov cov nyiaj mus rau tus muag khoom tus account. Cov nyiaj qiv tsheb thiab nyiaj pab tsis tau muab rau ntawm tes.

Tom qab kev yuav khoom, koj tuaj yeem nyab xeeb mus rau tub ceev xwm tsheb thiab sau npe lub tsheb. Tsuas yog tom qab ntawd koj yuav tsum xa TCP rov qab mus rau lub txhab nyiaj, qhov twg cov ntaub ntawv yuav raug khaws cia kom txog thaum koj them rov qab tag nrho cov nyiaj qiv.

kev cov nyom

Roman Petrov kws lij choj:

- Muaj pitfalls nyob rau hauv ib lub xeev txoj kev pab cuam, "Thawj Tsheb" yog tsis muaj kev zam. Thaum thov kev qiv tsheb, cov neeg siv khoom raug txwv nrog CASCO txuas ntxiv, uas raug nqi ntau heev. Nws hloov tawm tias, tau txiav txim siab txuag nyiaj, koj "yav dhau los" lwm 100 txhiab vim CASCO thiab cov nyiaj pab uas tau faib los ntawm lub xeev tsis yog siv rau kev them rov qab cov nuj nqis, tab sis ntawm cov kev pabcuam ntxiv uas ib tus neeg tsis xav tau.

Yog li, ua ntej txiav txim siab siv qhov program no, nco ntsoov suav - nws puas muaj txiaj ntsig zoo rau koj? Yog tias nws tseem tau txais txiaj ntsig, ces maj nrawm - cov nyiaj pab nyiaj yuav xaus sai heev.